Welcome back, my friends, to the feature that never ends. I'm so glad you could attend, come inside, come inside. There behind the glass stands a great PF blog, be careful as you pass, move along, move along.
Yup, I was feeling a bit odd as I wrote this, but I'm serious about my comments. The blogger of the week is Mrs. Micah, who writes the eponymous blog subtitled Finance for a Freelance Life. On top of all the great advice she dispenses in her blog, she also has helped me through the Money Blog Network, for which I am quite grateful. Some of the good columns she has written in the past few weeks include:
Do You Need to Carry a Balance to Get a Credit Score? - Mrs. Micah answers one of the most common misconceptions regarding credit cards. The short version is no, you can get a good credit score even if you pay off the balance in full each month. And it's a good thing, too, as I have managed to get a great credit score (over 770, if you are interested) without ever paying interest to my credit company. (I take pride in being a 'freeloader' in this fashion.)
$7500 HomeBuyer Credit: What Should I Do With It? - Another question, this time looking for suggestions of what to do with the seventy-five hundred dollar credit being offered to first time homebuyers. The ideas are pretty common personal finance fare, covering debt repayment, savings for emergencies, and especially fitting for a homebuying refund, paying down some mortgage debt. All are good ideas for any 'found money', and well worth repeating.
Know the Fees on Your Unemployment Debit Card - An entry written in response to a CNN article about fees associated with unemployment debit cards in Pennsylvania. Being a Pennsylvanian receiving unemployment, I felt I should rectify some of the points that were made and clarify the fees that are assessed. I also noted that getting your funds direct deposited can save you from being nickeled and dimed as you collect your unemployment money. I might have to write more on this subject, as there seems to be much confusion at a time when many people are starting to rely on unemployment benefits.
P2P Lending is Not Like High-Interest Savings - Mrs. Micah provides some reasons why you shouldn't rely on peer to peer lending, in something like Lending Club, as a place to store your emergency funds or other money that can't be lost. The illiquidity and potential risk to your principle with investments like Lending Club make it ill-suited for savings. Better choices are high-interest online savings accounts like ING, HSBC, and SmartyPig.
Showing posts with label PF Spotlight. Show all posts
Showing posts with label PF Spotlight. Show all posts
Sunday, March 22, 2009
Sunday, March 15, 2009
PF Spotlight: Get Rich Slowly
If you follow financial blogs, even casually, there's a good chance you've read, seen references to, encountered quotations from, or at least heard about Get Rich Slowly. J.D. is one of (if not THE) most famous and trusted personal finance bloggers around, and he consistently writes interesting, thought provoking pieces.
I'll be honest, I haven't been reading Get Rich Slowly long, and most definitely haven't had the opportunity to go back through his rather impressive archives, but what I have read is interesting, informative, and helpful. A few of his more recent articles:
Finding a Good Job in a Bad Economy - A reader named Jill writes in to ask whether she should stay in her secure, but not particularly desirable, current job, or take a temporary job with lower pay in her field of choice. I'm honestly not sure what I would recommend to her; it comes down to whether she values safety or job satisfaction more (and how much of each she would get with either choice). On a side note, I do wish I was facing the choice between a full-time, permanent job I didn't quite care for and a temp job offer (or possibly offers) in my chosen field. At the moment, either one would be a great improvement on my situation.
Some Thoughts on the Return of Traditional Skills - J.D. notes the recent up tick in interest in traditional skills, like gardening, home maintenance and sewing. I haven't noticed quite as much of an increase, myself (in suburban Pennsylvania, it seemed that most people were do it your-selfers with regards to yard and house work for as long as I can remember). But I can certainly see how, when the economic climate is so shaky, that people would want to be as independent as possible; I've been trying to find more time to learn about home maintenance, myself.
25 Useful Financial Rules of Thumb - Just about every one sentence bit of financial advice I've ever heard is listed here, from 'Pay yourself first' to 'Your mortgage should cost no more than twice your annual income' (although, I've heard as high 2.5X elsewhere). Some of the rules I actually disagree with (the 100-(your age) rule as a good guide to how much money to have in stocks, for example), but all are at least worth knowing, so you can form your own opinions.
How do Marginal Tax Rates Work - A good explanation of how marginal tax rates work. I'm not going to try to explain the concept in one paragraph, especially as J.D.'s already done an excellent job. Some of the conversations that resulted are worth reading, if only to see the diversity of opinions that exist with regard to tax policy.
I'll be honest, I haven't been reading Get Rich Slowly long, and most definitely haven't had the opportunity to go back through his rather impressive archives, but what I have read is interesting, informative, and helpful. A few of his more recent articles:
Finding a Good Job in a Bad Economy - A reader named Jill writes in to ask whether she should stay in her secure, but not particularly desirable, current job, or take a temporary job with lower pay in her field of choice. I'm honestly not sure what I would recommend to her; it comes down to whether she values safety or job satisfaction more (and how much of each she would get with either choice). On a side note, I do wish I was facing the choice between a full-time, permanent job I didn't quite care for and a temp job offer (or possibly offers) in my chosen field. At the moment, either one would be a great improvement on my situation.
Some Thoughts on the Return of Traditional Skills - J.D. notes the recent up tick in interest in traditional skills, like gardening, home maintenance and sewing. I haven't noticed quite as much of an increase, myself (in suburban Pennsylvania, it seemed that most people were do it your-selfers with regards to yard and house work for as long as I can remember). But I can certainly see how, when the economic climate is so shaky, that people would want to be as independent as possible; I've been trying to find more time to learn about home maintenance, myself.
25 Useful Financial Rules of Thumb - Just about every one sentence bit of financial advice I've ever heard is listed here, from 'Pay yourself first' to 'Your mortgage should cost no more than twice your annual income' (although, I've heard as high 2.5X elsewhere). Some of the rules I actually disagree with (the 100-(your age) rule as a good guide to how much money to have in stocks, for example), but all are at least worth knowing, so you can form your own opinions.
How do Marginal Tax Rates Work - A good explanation of how marginal tax rates work. I'm not going to try to explain the concept in one paragraph, especially as J.D.'s already done an excellent job. Some of the conversations that resulted are worth reading, if only to see the diversity of opinions that exist with regard to tax policy.
Sunday, March 8, 2009
PF Spotlight: Punny Money
(Update: As of March 16, Nick and Punny Money have returned. Oh, happy day! His latest post discusses the new Burger King 'burger shots' in his normal sarcastic tone. Check him out, he's still as funny as ever.)
Ah, alas, it is with a heavy heart that I write this particular spotlight. I've wanted to feature one of my favorite blogs, Punny Money, since before I even started this blog. Unfortunately, it seems that Nick, the proprietor of Punny Money, has gone on an unannounced hiatus.
One of the greatest things about Nick's blog is the hilarious cartoons he's been including with his posts. The artwork is fairly simple, largely stick figures and other interesting cartoony aspects. But his twisted sense of humor, and ability to find the funny even in the oddest of places led to some truly, truly funny cartoons. Add in the detailed and insightful articles he wrote, and it's a wonderful blog.
While I hope that Nick will be back to writing and drawing for Punny Money soon, but in the meantime you can check out some of my favorite articles from his blog:
Adventures in First-Time Homebuying - Nick wrote a series of articles about the joy and peril of buying a house. It's easily one of the most comprehensive and complete series of homebuying articles I've seen, covering everything from mortgage rate explanations to finding a realtor to getting a loan and closing. There are over twenty articles in the series, and they make great reading, even if you aren't currently in the market for your first house.
The reason it's the most commented on post is pretty simple; just about everyone has an opinion on the issue of foiling tip inflation. Numerous commentators wrote in to call Nick cheap and paranoid (accusations that weren't helped by the fact that his example had a tip amount of 10%). Angry waiters and waitresses wrote about the number of times that people would give them poor (or nonexistent) tips, and decried the implications that their profession was crooked. Several loyal readers and money nerds commented about how neat the concept was, and expressed their support of the idea. Nothing like raising some controversy to spark an involved conversation.
Ah, alas, it is with a heavy heart that I write this particular spotlight. I've wanted to feature one of my favorite blogs, Punny Money, since before I even started this blog. Unfortunately, it seems that Nick, the proprietor of Punny Money, has gone on an unannounced hiatus.
One of the greatest things about Nick's blog is the hilarious cartoons he's been including with his posts. The artwork is fairly simple, largely stick figures and other interesting cartoony aspects. But his twisted sense of humor, and ability to find the funny even in the oddest of places led to some truly, truly funny cartoons. Add in the detailed and insightful articles he wrote, and it's a wonderful blog.
While I hope that Nick will be back to writing and drawing for Punny Money soon, but in the meantime you can check out some of my favorite articles from his blog:
Adventures in First-Time Homebuying - Nick wrote a series of articles about the joy and peril of buying a house. It's easily one of the most comprehensive and complete series of homebuying articles I've seen, covering everything from mortgage rate explanations to finding a realtor to getting a loan and closing. There are over twenty articles in the series, and they make great reading, even if you aren't currently in the market for your first house.
How to Save Your Safe Deposit Box From All the People Trying to Steal It - Nick details some of the risks of safe deposit boxes, mainly the risk that your bank might declare it abandoned and auction off the contents. He doesn't really come up with a solution (other than putting baking soda labeled as cocaine into your box, so that the police will track you down if your box is declared abandoned...), but the cartoon is hilarious, and the risk of losing your important documents and other deposits is, sadly, real.
Eat Your Money's Worth at Any All-You-Can-Eat Buffet - Exactly what the name says, techniques to maximize the economic benefits of buffet eating. Some of the basics: don't starve yourself, eat the meat first (and second, and third...), and take some time off before you gorge again. Pretty good tips, and useful if you like buffets.
Fight Thieving Restaurants With Checksum Tips - Nick's most commented-on post, it details a method to prevent the wait staff at restaurants from adding more money to the tip than you intended. The basic idea is to make the last digit of the total (the penny column) equal the sum of the dollar digits. So, if your bill (with desired tip) came to about $54.62, you'd add the 5 + 4, and change the last digit to a 9, making the total you actually write $54.69. Then, if anyone tried to add more to the tip, the math wouldn't work, and you'd realize instantly that something was wrong.
Eat Your Money's Worth at Any All-You-Can-Eat Buffet - Exactly what the name says, techniques to maximize the economic benefits of buffet eating. Some of the basics: don't starve yourself, eat the meat first (and second, and third...), and take some time off before you gorge again. Pretty good tips, and useful if you like buffets.
Fight Thieving Restaurants With Checksum Tips - Nick's most commented-on post, it details a method to prevent the wait staff at restaurants from adding more money to the tip than you intended. The basic idea is to make the last digit of the total (the penny column) equal the sum of the dollar digits. So, if your bill (with desired tip) came to about $54.62, you'd add the 5 + 4, and change the last digit to a 9, making the total you actually write $54.69. Then, if anyone tried to add more to the tip, the math wouldn't work, and you'd realize instantly that something was wrong.
The reason it's the most commented on post is pretty simple; just about everyone has an opinion on the issue of foiling tip inflation. Numerous commentators wrote in to call Nick cheap and paranoid (accusations that weren't helped by the fact that his example had a tip amount of 10%). Angry waiters and waitresses wrote about the number of times that people would give them poor (or nonexistent) tips, and decried the implications that their profession was crooked. Several loyal readers and money nerds commented about how neat the concept was, and expressed their support of the idea. Nothing like raising some controversy to spark an involved conversation.
Sunday, March 1, 2009
PF Spotlight: My Life ROI
One of the most interesting new blogs I've encountered is MyLife ROI. (The ROI part is Return on Investment, just so you know.) He's interesting, amusing, and has an excellent grasp on personal finance math. He's also the first watcher I've gotten, and so has a special place in my heart for that reason.
It's also one of the newest PF blogs I've come across, and one of the few that's younger than mine. As such, there aren't too many posts there yet. But, here are a few of the highlights from the posts that are already up:
Why Canadians Are Dumb - One of ROI's unique features is its weekly comic strip. It's a rare addition to a PF blog; it reminds me of the late, lamented Punny Money, and Nick's great strips there. That said, I'd say out of the way of any angry Canadians looking for ROI...
How Government Spending IS Different - An interesting argument in favor of government spending to lift the economy, which seems to be a rare position to take in the PF blog community. ROI apparently got into a (surprisingly civil) debate with rocketc about the latest government bailout. Besides being a reminder of how to have a healthy, friendly, and informative debate (even if you fundamentally disagree with the other person's position), ROI points out some interesting facts about the stimulative effects of government spending, and backs them up with some hard numbers.
How to Fill Out a W-4 - Pretty much exactly what the title says, a complete walk-through of how to put all the needed information into a W-4 Form when starting a new job. He adds some helpful commentary about how many exemptions to claim (not too many, but not too few) and gives some advice on using the part-year method, if you work less two-thirds of the year (something to think about if I don't get another job until the summer).
Student Loans Driving Your Career? - A thought-provoker, looking at the connection between how much job dissatisfaction students are willing to tolerate in order to increase their earnings. Making a trade between job satisfaction and money you earn is tough to figure out, even if you have all the needed information; when you aren't sure how much you'll enjoy the job, it gets even harder. But the advice ROI gives, to keep student loan debt in check so that it isn't the driving factor in your job decision, is a good one.
It's also one of the newest PF blogs I've come across, and one of the few that's younger than mine. As such, there aren't too many posts there yet. But, here are a few of the highlights from the posts that are already up:
Why Canadians Are Dumb - One of ROI's unique features is its weekly comic strip. It's a rare addition to a PF blog; it reminds me of the late, lamented Punny Money, and Nick's great strips there. That said, I'd say out of the way of any angry Canadians looking for ROI...
How Government Spending IS Different - An interesting argument in favor of government spending to lift the economy, which seems to be a rare position to take in the PF blog community. ROI apparently got into a (surprisingly civil) debate with rocketc about the latest government bailout. Besides being a reminder of how to have a healthy, friendly, and informative debate (even if you fundamentally disagree with the other person's position), ROI points out some interesting facts about the stimulative effects of government spending, and backs them up with some hard numbers.
How to Fill Out a W-4 - Pretty much exactly what the title says, a complete walk-through of how to put all the needed information into a W-4 Form when starting a new job. He adds some helpful commentary about how many exemptions to claim (not too many, but not too few) and gives some advice on using the part-year method, if you work less two-thirds of the year (something to think about if I don't get another job until the summer).
Student Loans Driving Your Career? - A thought-provoker, looking at the connection between how much job dissatisfaction students are willing to tolerate in order to increase their earnings. Making a trade between job satisfaction and money you earn is tough to figure out, even if you have all the needed information; when you aren't sure how much you'll enjoy the job, it gets even harder. But the advice ROI gives, to keep student loan debt in check so that it isn't the driving factor in your job decision, is a good one.
Sunday, February 22, 2009
PF Blog Spotlight - Poorer Than You
One of the most entertaining blogs I've encountered is from Stephanie, of Poorer Than You. She's an interesting writer, with a unique perspective as a young woman finishing school and facing plenty of educational debt. She seems like a strong, fascinatiing person, and it's nice to have her perspective out there in the blogosphere.
Some of the most interesting posts she's done in the last month are listed below; be sure to check them out:
Is It Ok to Bridge the Gap with Credit Cards - This is an interesting post, considering the possibility of relying on credit card use to make up the difference between what she'll be able to earn and what she can afford when she gets out of school. She's looking into using her credit cards to help make up the difference between her earnings and her spending. It's a difficult decision that shouldn't be made lightly, but between the blog entry and her comments, it seems like Stephanie has thoroughly thought about her situation, and has determined that using her credit cards will be the best solution. If everyone put as much foresight into their credit use, we wouldn't have nearly as many problems with excessive debt in this country.
Review: The Boglehead's Guide to Investing - Stephanie takes a look at a book I've been looking to read for a while now, detailing the investing strategy and philosophy of the Bogleheads. (The people who follow the investment strategies popularized by John Bogle, founder of Vanguard.) She has high praise for the book, a very detailed and thorough treatment of a variety of financial topics, and strongly encourages everyone over their mid-twenties to read it (which, sadly, is a group that now includes me).
Checking the Status of my Health Insurance - One of the biggest worries for most people, especially those just getting out of college (or as in my case, losing their jobs) is ensuring continuing health coverage. Luckily, it sounds like Stephanie's got coverage for the next few years, so that's one load off her mind.
College Money Tip #8: Know What You Owe - Stephanie has been doing a series of tips for college students regarding their money lately. This tip in particular is right on target for college students and recent grads: knowing what you owe (particularly in this context, for student loans) and whom you owe money to is vitally important, if you hope to have a handle on your expenses.
Some of the most interesting posts she's done in the last month are listed below; be sure to check them out:
Is It Ok to Bridge the Gap with Credit Cards - This is an interesting post, considering the possibility of relying on credit card use to make up the difference between what she'll be able to earn and what she can afford when she gets out of school. She's looking into using her credit cards to help make up the difference between her earnings and her spending. It's a difficult decision that shouldn't be made lightly, but between the blog entry and her comments, it seems like Stephanie has thoroughly thought about her situation, and has determined that using her credit cards will be the best solution. If everyone put as much foresight into their credit use, we wouldn't have nearly as many problems with excessive debt in this country.
Review: The Boglehead's Guide to Investing - Stephanie takes a look at a book I've been looking to read for a while now, detailing the investing strategy and philosophy of the Bogleheads. (The people who follow the investment strategies popularized by John Bogle, founder of Vanguard.) She has high praise for the book, a very detailed and thorough treatment of a variety of financial topics, and strongly encourages everyone over their mid-twenties to read it (which, sadly, is a group that now includes me).
Checking the Status of my Health Insurance - One of the biggest worries for most people, especially those just getting out of college (or as in my case, losing their jobs) is ensuring continuing health coverage. Luckily, it sounds like Stephanie's got coverage for the next few years, so that's one load off her mind.
College Money Tip #8: Know What You Owe - Stephanie has been doing a series of tips for college students regarding their money lately. This tip in particular is right on target for college students and recent grads: knowing what you owe (particularly in this context, for student loans) and whom you owe money to is vitally important, if you hope to have a handle on your expenses.
Sunday, February 15, 2009
PF Blog Spotlight - Studenomics
My second spotlight topic is a relative newcomer to the personal finance blogging world, Studenomics. He focuses on money and economics from the point of view of a Business Management student. He was also the first person to comment on my blog, back in my first post, so I figured it would be appropriate to give his blog a closer look.
His blog's name comes from combining the words 'Student' and 'Economics' (highly creative, I know, but don't hold that against him). Some of the most interesting posts he's done so far include interviews with other PF bloggers; it's good to see a bit of 'behind-the-scenes' with regards to other financial writers. He also has a tendency to post really thought-provoking questions, from who's to blame for your monetary problems to the pros and cons of student loans.
He's doing a good job with his blog, and I wish him great success in his blogging attempts. Among his more interesting recent posts:
PF Blogger Interview: The Financial Blogger - One of the interviews that make Studenomics stand out from the other PF blogs, this is most recent (as of this writing). In this case, he talks to an industrious French Canadian blogger, who's currently working on his MBA. I'll have to apply the advice they discuss for increasing PF blog traffic.
Is Valentine’s Day a Marketing Scam? - A question that every guy (and probably most girls) were asking themselves yesterday. Studenomics raises a few questions that would make you question the wisdom of spending a small fortune in romantic gestures (assuming that you, unlike me, read the article before the holiday was over).
Recession Survival Guide For Current Students - As befits a financial blog that focuses on students, this is a short of list of good advice for current students in these recessionary times. Doing good in your classes, networking with fellow students and professors, and tuning out the deluge of negative news are all solid pieces of advice for undergraduates. Personally, one path I've been considering is going back to school for a Master's degree, so his last suggestion really hit home for me.
Emergency Fund Spending Options - One of his thoughtful posts, discussing when and how people should spend their emergency funds. It's a subject that not many financial writers discuss; for all the talk of the size of emergency funds and how to go about building those funds in investing literature, few people give suggestions as to when to tap your emergency funds. The discussions of
His blog's name comes from combining the words 'Student' and 'Economics' (highly creative, I know, but don't hold that against him). Some of the most interesting posts he's done so far include interviews with other PF bloggers; it's good to see a bit of 'behind-the-scenes' with regards to other financial writers. He also has a tendency to post really thought-provoking questions, from who's to blame for your monetary problems to the pros and cons of student loans.
He's doing a good job with his blog, and I wish him great success in his blogging attempts. Among his more interesting recent posts:
PF Blogger Interview: The Financial Blogger - One of the interviews that make Studenomics stand out from the other PF blogs, this is most recent (as of this writing). In this case, he talks to an industrious French Canadian blogger, who's currently working on his MBA. I'll have to apply the advice they discuss for increasing PF blog traffic.
Is Valentine’s Day a Marketing Scam? - A question that every guy (and probably most girls) were asking themselves yesterday. Studenomics raises a few questions that would make you question the wisdom of spending a small fortune in romantic gestures (assuming that you, unlike me, read the article before the holiday was over).
Recession Survival Guide For Current Students - As befits a financial blog that focuses on students, this is a short of list of good advice for current students in these recessionary times. Doing good in your classes, networking with fellow students and professors, and tuning out the deluge of negative news are all solid pieces of advice for undergraduates. Personally, one path I've been considering is going back to school for a Master's degree, so his last suggestion really hit home for me.
Emergency Fund Spending Options - One of his thoughtful posts, discussing when and how people should spend their emergency funds. It's a subject that not many financial writers discuss; for all the talk of the size of emergency funds and how to go about building those funds in investing literature, few people give suggestions as to when to tap your emergency funds. The discussions of
Sunday, February 8, 2009
PF Blog Spotlight - The Simple Dollar
For our first Sunday together on this blog, I’d thought I’d share one of my favorite personal finance bloggers, who also happens to be my biggest motivation for starting this blog. His name is Trent, he writes The Simple Dollar, and he‘s the subject of my first PF Blog Spotlight.
I stumbled across his blog when doing a Google search for Robert Kiyosaki. I had listened to the audio book version of Rich Dad, Poor Dad last July, and found myself both inspired, and a bit ill at ease. While what I had heard was encouraging and made me think about my finances and goals for the future, the details and specific actions that were advocated seemed rather risky, much more risky than Mr. Kiyosaki implied, as well as difficult to implement with only the guidance given in the book.
Looking for some more information, I ran my search, and came across Trent’s post on Rich Dad, Poor Dad . What he said made a lot of sense; while there is some good, even inspirational information in the book, the attitude Kiyosaki takes, and the lack of solid, actionable information, leave much to be desired.
Since then, I’ve been following The Simple Dollar regularly, first by going to the site, then by subscribing for email delivery, and now, using his RSS feed. Some of his most recent articles, which I’d like to share:
Reader Mailbag #48 - Every week, Trent answers several questions from his readers. This week, his set of questions includes someone having trouble getting enough attention to his blog (a situation that's certainly close to my heart), diversifying your emergency funds into multiple currencies, and building up your skills with DIY projects.
Accused of Being a Cheapskate - An interesting view of how people who attempt to restrain their spending are seen by the general public. I suppose it’s an occupational hazard for a writer who covers frugality, but the points made are spot on, and well expressed.
Five Things to Do if You have a Great Idea - An interesting discussion of what to do if you have an idea you feel could be used to turn a profit. I was especially intrigued by some of the side discussions that resulted in the comments area; it’s interesting to see the advice elicited from watchers regarding the subject of copyrights and patents.
These articles are good start, but Trent’s site is filled with helpful and interesting writing. I’d highly recommend you take a look.
I stumbled across his blog when doing a Google search for Robert Kiyosaki. I had listened to the audio book version of Rich Dad, Poor Dad last July, and found myself both inspired, and a bit ill at ease. While what I had heard was encouraging and made me think about my finances and goals for the future, the details and specific actions that were advocated seemed rather risky, much more risky than Mr. Kiyosaki implied, as well as difficult to implement with only the guidance given in the book.
Looking for some more information, I ran my search, and came across Trent’s post on Rich Dad, Poor Dad . What he said made a lot of sense; while there is some good, even inspirational information in the book, the attitude Kiyosaki takes, and the lack of solid, actionable information, leave much to be desired.
Since then, I’ve been following The Simple Dollar regularly, first by going to the site, then by subscribing for email delivery, and now, using his RSS feed. Some of his most recent articles, which I’d like to share:
Reader Mailbag #48 - Every week, Trent answers several questions from his readers. This week, his set of questions includes someone having trouble getting enough attention to his blog (a situation that's certainly close to my heart), diversifying your emergency funds into multiple currencies, and building up your skills with DIY projects.
Accused of Being a Cheapskate - An interesting view of how people who attempt to restrain their spending are seen by the general public. I suppose it’s an occupational hazard for a writer who covers frugality, but the points made are spot on, and well expressed.
Five Things to Do if You have a Great Idea - An interesting discussion of what to do if you have an idea you feel could be used to turn a profit. I was especially intrigued by some of the side discussions that resulted in the comments area; it’s interesting to see the advice elicited from watchers regarding the subject of copyrights and patents.
These articles are good start, but Trent’s site is filled with helpful and interesting writing. I’d highly recommend you take a look.
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